If your motorcycle has more than $1,000 worth of upgrades , you should definitely consider custom insurance. Owning a custom motorcycle is more than just a passion — it’s a statement of style, performance, and individuality. Whether you’ve rebuilt your bike from scratch or added premium parts , your ride deserves protection that matches its value. That’s where custom motorcycle insurance comes in. In this guide, we’ll break down everything you need to know about insuring custom and modified motorcycles in the US , what’s covered, how it differs from standard motorcycle insurance , and how to get the best coverage for your ride. What Is Custom Motorcycle Insurance? Custom motorcycle insurance is a specialized policy designed to protect bikes that have been modified, customized, or rebuilt beyond their factory condition. While standard motorcycle insurance only covers the bike’s original value, custom coverage ensures your added parts, accessories, and modifications a...