What Is Driveway Insurance? Driveway insurance is a specialized type of coverage that protects your vehicle or property against damages or accidents that occur on or around your driveway . It’s often misunderstood — many homeowners assume their car or home insurance automatically covers incidents that happen on their private driveway, but that’s not always true. 🚗 Why Driveway Insurance Matters Imagine your car rolling and hitting a wall, or a delivery truck damaging your driveway surface. In many cases, regular auto or home insurance policies won’t pay for such claims — that’s where driveway insurance comes in. This type of insurance helps cover: Vehicle damage while parked or moving on your driveway Injuries to visitors or delivery personnel on your driveway Property damage caused by vehicles on your property 🔍 What Does Driveway Insurance Cover? Depending on your provider and policy, coverage may include: Vehicle Damage — If ...