Driveway Insurance (2025) – Coverage, Cost & Why You Might Need It
Most people don’t even think about their driveway until something goes wrong — a car rolls backward and hits the garage door, a courier slips on wet tiles, or a delivery truck cracks the concrete. And that’s when they discover the truth: regular home or car insurance doesn’t always cover driveway incidents. That’s where driveway insurance comes in. It’s a small add-on policy that fills the gap between home insurance and auto insurance — because neither one fully protects you if something happens on the driveway. Why Driveway Insurance Matters Imagine this: Your parked car gets damaged because the driveway surface is uneven A guest slips on your driveway and ends up with a medical bill A garbage truck cracks your driveway tiles Your own vehicle hits your boundary wall while reversing Most people assume their usual insurance will cover it, but in many cases… it won’t. Driveway insurance is basically that extra layer of protection for everything b...