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  What is Custom Motorcycle Insurance? When you modify your bike — maybe change the paint, upgrade the silencer, or add cool lights — your regular insurance won’t count those extras. Custom motorcycle insurance is for people who’ve made their bike unique and want protection for all those upgrades too. Think of it like saying: “This bike is special, not just standard.” So if something bad happens — accident, theft, or fire — your custom parts are covered too. Why You Should Have It Most people assume that insurance automatically covers everything on their bike, but that’s not true once you modify it. Here’s why custom coverage makes sense: Custom parts are expensive to replace Modified bikes need more detailed repair work Fancy paint and graphics aren’t covered by default policies It can save you from spending big after an accident or theft 💡 Even a small scratch on custom paint can cost more than a full tank of fuel — so it’s smarter to be prepared. What ...